Conveyancing Quality
Bournville Birmingham
Astwood Bank Redditch
Sales and Purchases
Wills and

23(a) Sycamore Rd
Birmingham B30 2AA
0121 414 1949

10 Avenue Road
Astwood Bank
Redditch B96 6AU
01527 892068

Freehold Reversion
Powers Of


Explanation As To Terms And Effect Of Mortgage Offer

Detailed mortgage report provided on terms of the offer issued by the lender

Report will cover :

Access To Independent Financial Advice

Established connection with firm of Independent Financial Advisers who will be in a position to provide independent advice on the number of mortgage related issues including :

Mortgage Advice Proposition

There are many different options to consider when choosing a mortgage and it makes sense to take advice from a qualified mortgage specialist who is independent and can offer you products and services from the whole of the market place

Services of our recommended IFA (Brannan Phillips Independent Financial Advisers Ltd) (IFA) include : information gathering, assessing your circumstances, researching the ‘whole of the market’ providing a bespoke solution and includes implementation

Mortgage Products

In addition to the mortgages from high street lenders, building societies and centralized lenders, the (IFA) have access to exclusive mortgage deals available only to registered mortgage advisers : these exclusive mortgage deals are generally not available direct from the lenders

Type Of Mortgage

After consideration of your personal circumstances, the (IFA) will advise which type of mortgage best suits you :

(IFA) can also offer advice on Lifetime Mortgages from their advisor who is specifically qualified to provide advice in this area : to fully understand the features and risks, a personal illustration should be called for


Mortgage advice is provided by the (IFA) (Brannan Phillips Independent Financial Advisers Ltd of 2 Manor Square Solihull West Midlands : who are authorized and regulated by the Financial Services Authority (400743) at

The (IFA) will charge a fee for mortgage advice : the precise amount will depend upon your circumstances, but the (IFA) estimates this will be £495. : you will have the option to pay the (IFA) a fee and receive any commission which they are paid by the lender : if you choose this option, the (IFA) estimates that the fee will be £495.

think carefully before securing other debts against your home

your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it

registered in England : 5069224

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